Free Essay Examples Database

Bank Financial Risk

Bank Financial Risk MANAGING BANK FINANCIAL RISK: BANK OF THE PACIFIC COAST BANKING SCHOOL CASE Asset & Liability Sensistivity as of 31 December 2003 As of 31 December 2003, the Bank held $450 million in interest rate-sensitive assets. As of the same date, the Bank had $293 million in interest rate-sensitive liabilities. At a gross level, the Bank is more asset sensitive than it is liability sensitive. The weighted average interest rate on the Bank's interest-sensitive assets is 5.27 percent compared with a weighted average interest rate of 1.645 percent on interest-sensitive liabilities. Thus, interest rate changes, in theory, would have a greater impact on the asset side of the…
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Benefits of Sports Sponsorship

Benefits of Sports Sponsorship Sports Marketing: Many factors influence whether companies choose to become involved in sports sponsorship. The key factors in the decision making process are cost, the likelihood of product image enhancement resulting in increased sales, and the likelihood of a significant amount of positive media exposure. Sports sponsorships provide corporate sponsors with a myriad of benefits that can be used to market and promote a company's products and services. The benefits of sponsorship include signage at sporting events, local or national media coverage, promotional opportunities before and after the event, and the opportunity to entertaining clients and prospective customers by inviting them as VIPs to sponsored events.…
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Benefits and Compensation

Benefits and Compensation A comprehensive benefit program for employees of a company would include all of the following elements: A choice of health care options for employees and their family members. This would include access to one or more Health Maintenance or Preferred Provider Organization programs. An option under which an employee that opted out of the company's health care program would be given a monthly cash incentive instead. A dental care program for the employee and family members Short term disability insurance coverage. Long term disability insurance coverage. The opportunity to participate in a qualified retirement savings plan, such as a 401[k], or a 403[b] plan. An opportunity to…
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Benefits & Risks of International Marketplace

Benefits & Risks of International Marketplace The political and economic situation in the international arena can be volatile, particularly in new economies, and many companies are wary of the risks associated with entering this market. Foreign exchange, political instability and pressure brought by the international community all have an impact on the international business environment, including franchising. This research examines the benefits and risks associated with franchising in the international marketplace. At its most fundamental level, franchising is merely "a method for distributing products or services". Franchises involve relationships between the franchisor (who provides the brand recognition and expertise in the product or service) and the franchisee, who markets the…
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Bendix Corporation

Bendix Corporation At this juncture, Bendix must decide what its role will be in the development of electronic engine controls. It could decide to manufacture electronic fuel injection systems (EFI), or it could go into the broader electronic engine control market. Although the company currently holds a patent on EFI systems, that patent is due to expire in 1978, and the company must determine whether or not it wants to participate in this internationally growing, but still experimental, market. Certainly the company has not taken advantage of the patent which it has held for several decades. Bendix received a broad patent for EFI systems some years ago; the patent has…
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Ben & Jerry’s in Japan: SWOT Analysis

Ben & Jerry's in Japan: SWOT Analysis Strengths-Ben and Jerry's enjoyed a good position in the US super premium Ice cream market. Market share was second only Haagen-Dazs who enjoyed a 44% share the Ben and Jerry's 36 %. This was achieved in spite of a premium price point. The premium price of the product was supported by a very high quality image, which was developed by producing a very high quality product. The company had achieved a strong national distribution in its original US market. Weaknesses-This was achieved in spite of several glaring corporate weaknesses. The most obvious was a total lack of professionalism in its management. This in…
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Behavior of Philanthropists

Behavior of Philanthropists Should philanthropists behave more like venture capitalists, as Letts, Ryan, and Grossman propose? In my opinion, philanthropists should behave more like venture capitalists to the extent that venture capitalists invest in ideas or projects that they believe have a good chance of becoming successful. I believe that it is a mistake for a philanthropist to 'invest' meaning in this context to donate to support an idea, a project, a foundation, or a school that has little chance of succeeding in the short term or the long term. The reason not to donate to this kind of operation is the fact that the contributions that would be wasted…
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BEH Data: Case Analysis

BEH Data: Case Analysis BEH Data is a computer software manufacturer writing configuration management systems for other software developers. The software that BEH writes is not designed for retail users, but for other computing professionals. The software helps track the development of software projects, and keeps the various stages of source code independent and free from inadvertent changes. The target market is medium to large software companies, and BEH has relatively few competitors in the market. The company has striven to comply with ISO 9000 standards, and has a broad international as well as domestic customer base. This research examines the promotional and pricing strategy which BEH has used in…
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Beer Advertising: A Case Study

Beer Advertising: A Case Study When we graduate from high school, a lot of things change. We have to take on more adult responsibilities - and in exchange get some greater rights, some greater measure of personal freedom. We get to be adults, and have to leave (no doubt with some regrets) the pleasures of childhood as well as (no doubt with some relief) the torments of adolescence. Except that one very important thing does not change as we move from the adolescent world to the adult world: We still want to be cool. It is this fact - the Peter Pan longing not to grow up - that helped…
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Bed & Breakfast Marketing Plan

Bed & Breakfast Marketing Plan The Bed & Breakfast (B&B) Industry established itself in the U.S. during the 1960s. Today, there are over 20,000 B&B’s currently in operation across the country (Buchanan and Espeseth 1). The two main B&B’s defined by the Bed and Breakfast Association are B&B Homestays and B&B Inns. A B&B Homestay is a private, owner-occupied dwelling where B&B traffic is incidental to the use of the building as a private residence. A B&B Inn represents a commercially licensed business operation, in a building that is primarily for guest accommodations even if the owner resides there. In the B&B Industry in Michigan and Indian, the Bed and…
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